Insolvency and Business Recovery (IBR) team breaks new ground in section 283A extension applications 

insolvency - sunrise

Members of the IBR team in Southampton have recently succeeded in some of the first applications to obtain an extension of the three-year deadline imposed by s. 261 Enterprise Act 2002 / s.283A Insolvency Act 1986.

 

Background

 

There has been little or no statutory or academic guidance as to the factors the court will take into account when asked to extend time beyond three years.  It was anticipated, although there was no practice direction on the point, that it would be sufficient to apply for an extension before the three-year deadline, but given the particular facts of the relevant cases, it was thought prudent to obtain orders before the deadline, on the basis that they were urgent business.

 

Facts

 

We sought clarification from the court and consequential orders in respect of a number of ongoing matters.  We were able to obtain 12-month extensions to the re-vesting period.

 

In our cases, the relevant factors were:

 

  • properties outside of the jurisdiction
  • pending proceedings in other jurisdictions in respect of these properties but these local enforcement proceedings did not conform exactly with any of the five categories in s283A(3)
  • un-cooperative bankrupts

 

In collaboration with Jamie Riley of 11 Stone Buildings, we were able to persuade not only the registrar but also the High Court applications judge that it was appropriate to make these extension orders, and to make them on the basis that they were urgent business before the expiry of the primary re-vesting time limit.

 

Implications for insolvency practitioners

 

Practitioners should be very slow to assume that they will be able to obtain extensions, particularly where the primary residence is located within England and Wales, even if the bankrupt is un-cooperative.  Whilst the primary (s.261 EA) pre-commencement time limit has now passed it must be remembered that s.283A IA applies to bankruptcies commencing after 01.04.2004 and that similar considerations will be relevant every time a 3-year time limit is approaching.

 

It is suggested by the authors that every IP practising bankruptcy needs to have early warning systems in place to alert them not only to the need to issue s.283A notices under Insolvency Rule 6.137 in good time, but also to be instructing solicitors to commence proceedings no later than three months prior to the expiry of the three-year time limit.

 

For more information on this topic, please contact Mike Pavitt or Rachel Dannan of Blake Lapthorn’ Insolvency and Business Recovery team.